Please read these Terms of Service (“Terms”) carefully. By accessing or using the website (the “Site”) or services provided by Wall Financial LLC (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms and all policies incorporated by reference. It is your responsibility as a user, customer, or prospective customer to review these Terms before using the Site. If you do not agree, you must not access the Site or use our services. These Terms form a legally binding agreement between you and Wall Financial LLC.

We provide this Site and all information, tools, and services available through it subject to your acceptance of all terms, conditions, policies, and notices stated here. By visiting the Site or purchasing from us, you engage in our “Service” and agree to these Terms. These Terms apply to all users, including browsers, customers, vendors, merchants, and content contributors. If there is a conflict between these Terms and other policies, the additional policies will control.

By using any part of the Site, you agree to these Terms. If you do not agree, you may not access the Site or use our Services. We may update or modify these Terms at any time by posting changes on this page, and continued use of the Site constitutes acceptance of those changes.

Eligibility and Underage Users

By agreeing to these Terms, you confirm that you are at least the age of majority in your place of residence. If you are under the age of 18, you may only use the Site with the involvement and consent of a parent or legal guardian. Our services are not directed to children under the age of 13, and we do not knowingly allow such individuals to create accounts or provide personal information. If we become aware that information from a child under 13 has been collected, we reserve the right to delete it and terminate the associated account.

General Use

You agree not to use our products or services for any unlawful or unauthorized purpose or to violate any laws in your jurisdiction. You must not transmit viruses, malicious code, or harmful content. Violation of these Terms may result in immediate termination of access to our Services.

We reserve the right, at our sole discretion and without notice, to restrict, suspend, or terminate access to the Site, modify or discontinue services, remove content, or deactivate accounts. We are not liable for these actions. You agree that certain communications, including legal notices and service announcements, are part of the Service and cannot be opted out of.

Accounts

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your login credentials and all activity under your account. Accounts may not be transferred. You agree to provide accurate and current information and to update it as necessary. We may suspend or terminate accounts with false or incomplete information.

User Conduct and Content

You are solely responsible for content you post or share. You agree not to post unlawful, abusive, defamatory, obscene, infringing, or harmful material, nor to harass others, impersonate individuals, distribute spam, or engage in illegal activity. We may remove content and disclose information if required by law or to protect rights, safety, or property.

Content you submit remains yours, but you grant us a non-exclusive license to use, display, and distribute it for operating our Services. Suggestions or ideas you submit may be used by us without obligation or compensation.

Intellectual Property

All Site content, software, and materials are protected by intellectual property laws. You may not copy, reproduce, resell, exploit, modify, or distribute any part of the Site or Service without written permission. Use of our Services grants a limited license, not ownership.

Third-Party Services and Sharing

Our Site may include links or integrations with third-party services. We are not responsible for external websites or their practices.

We do not sell your personal information. We may share information with trusted service providers who support our business operations, such as payment processors, hosting providers, technical support, and customer service vendors, strictly for service delivery purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Service Availability and Termination

We may modify, suspend, or discontinue Services at any time without liability. Accounts may be terminated for violations, fraud, non-payment, or inactivity. Termination may result in deletion of account data.

Disclaimer and Limitation of Liability

Services are provided “as is” without warranties of any kind. We are not liable for any damages arising from use of the Site or Services, to the fullest extent permitted by law.

Governing Law

These Terms are governed by the laws of the applicable state in the United States. Any disputes shall be resolved in the appropriate courts of that jurisdiction.

Entire Agreement

These Terms constitute the entire agreement between you and Wall Financial LLC regarding the Services and supersede prior agreements. Additional terms may apply to specific features or services.

Contact

Questions about these Terms can be sent to:

Wall Financial LLC

7469 e baker Dr.

Scottsdale, AZ 85266
Phone: (858) 386-2219

Email: [email protected]

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